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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,267 | $83,045-26.2% | $130,045-52.9% | $71,511-14.3% |
| Participation rate | 73.6% | 74.1%-0.5pp | 78.5%-4.9pp | 67.9%+5.7pp |
| Annual return | 21.00% | 20.61%+0.4pp | -137.30%+158.3pp | 28.86%-7.9pp |
| Employer contribution / active EE | $2,133 | $2,623-18.7% | $4,321-50.6% | $2,589-17.6% |
| Participant deferral / active EE | $3,701 | $4,436-16.6% | $5,820-36.4% | $4,291-13.7% |
| Admin fee / account holder | $1,225 | $1,727-29.0% | $10,600-88.4% | $1,588-22.9% |