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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,358 | $88,707+519.3% | $74,184+640.5% | $273,972+100.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 13.99% | 11.94%+2.1pp | 17.74%-3.7pp | 41.46%-27.5pp |
| Employer contribution / active EE | $8,368 | $3,159+164.9% | $2,370+253.1% | $4,869+71.9% |
| Participant deferral / active EE | $1,579 | $4,212-62.5% | $3,550-55.5% | $5,287-70.1% |
| Admin fee / account holder | $12,060 | $8,717+38.3% | $5,586+115.9% | $10,133+19.0% |