Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,135 | $76,551-25.4% | $123,894-53.9% | $62,881-9.1% |
| Participation rate | 65.4% | 73.0%-7.6pp | 81.4%-16.0pp | 69.3%-3.9pp |
| Annual return | -1.90% | 18.68%-20.6pp | 47.52%-49.4pp | 20.14%-22.0pp |
| Employer contribution / active EE | $1,584 | $2,882-45.1% | $4,617-65.7% | $2,281-30.6% |
| Participant deferral / active EE | $3,338 | $4,840-31.0% | $5,984-44.2% | $3,203+4.2% |
| Admin fee / account holder | $5,033 | $4,826+4.3% | $8,357-39.8% | $4,296+17.2% |