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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,625 | $77,638+7.7% | $156,551-46.6% | $62,881+33.0% |
| Participation rate | 93.3% | 71.2%+22.1pp | 84.0%+9.3pp | 69.3%+24.0pp |
| Annual return | -11.14% | 50.33%-61.5pp | 32.23%-43.4pp | 20.14%-31.3pp |
| Employer contribution / active EE | $7,927 | $3,444+130.2% | $5,501+44.1% | $2,281+247.5% |
| Participant deferral / active EE | $4,572 | $3,046+50.1% | $4,871-6.1% | $3,203+42.8% |
| Admin fee / account holder | $3,011 | $5,561-45.9% | $13,028-76.9% | $4,296-29.9% |