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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,342 | $100,139+9.2% | $85,187+28.4% | $145,884-25.0% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 8.07% | 84.15%-76.1pp | 66.67%-58.6pp | 551.85%-543.8pp |
| Employer contribution / active EE | $2,514 | $3,238-22.4% | $2,732-8.0% | $4,662-46.1% |
| Participant deferral / active EE | $6,252 | $5,296+18.1% | $4,525+38.2% | $6,690-6.5% |
| Admin fee / account holder | $11,448 | $7,262+57.6% | $6,162+85.8% | $13,392-14.5% |