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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,590 | $183,592+105.1% | $155,574+142.1% | $145,877+158.2% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 9.98% | 61.37%-51.4pp | 64.87%-54.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $10,100 | $5,317+90.0% | $4,676+116.0% | $4,663+116.6% |
| Participant deferral / active EE | $7,742 | $6,466+19.7% | $5,629+37.5% | $6,691+15.7% |
| Admin fee / account holder | $26,626 | $19,316+37.8% | $15,914+67.3% | $13,402+98.7% |