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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,965 | $148,623+12.3% | $135,974+22.8% | $139,466+19.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.28% | 79.30%-71.0pp | 68.30%-60.0pp | 373.66%-365.4pp |
| Employer contribution / active EE | $15,074 | $5,246+187.3% | $4,859+210.2% | $4,754+217.1% |
| Participant deferral / active EE | $3,403 | $8,103-58.0% | $7,760-56.2% | $6,712-49.3% |
| Admin fee / account holder | $579 | $12,406-95.3% | $10,767-94.6% | $11,409-94.9% |