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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,445 | $160,070+7.7% | $147,117+17.2% | $145,897+18.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.15% | 98.69%-93.5pp | 420.54%-415.4pp | 552.29%-547.1pp |
| Employer contribution / active EE | $16,023 | $5,285+203.2% | $4,932+224.8% | $4,663+243.6% |
| Participant deferral / active EE | $2,738 | $8,419-67.5% | $8,065-66.0% | $6,689-59.1% |
| Admin fee / account holder | $13,141 | $15,035-12.6% | $12,993+1.1% | $13,390-1.9% |