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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,513 | $113,338-36.0% | $94,993-23.7% | $147,586-50.9% |
| Participation rate | 71.4% | 78.0%-6.5pp | 73.9%-2.5pp | 82.8%-11.4pp |
| Annual return | 21.36% | 20.80%+0.6pp | 27.14%-5.8pp | 578.59%-557.2pp |
| Employer contribution / active EE | $353 | $3,160-88.8% | $2,603-86.4% | $4,876-92.8% |
| Participant deferral / active EE | $2,735 | $3,777-27.6% | $3,317-17.5% | $5,439-49.7% |
| Admin fee / account holder | $1,462 | $6,063-75.9% | $4,960-70.5% | $10,886-86.6% |