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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,329 | $80,983-51.4% | $96,544-59.3% | $75,177-47.7% |
| Participation rate | 97.5% | 71.8%+25.7pp | 76.0%+21.5pp | 67.2%+30.3pp |
| Annual return | 10.85% | 27.05%-16.2pp | 25.88%-15.0pp | 160.75%-149.9pp |
| Employer contribution / active EE | $596 | $2,282-73.9% | $2,966-79.9% | $2,671-77.7% |
| Participant deferral / active EE | $2,890 | $3,929-26.4% | $4,851-40.4% | $4,126-30.0% |
| Admin fee / account holder | $2,068 | $6,717-69.2% | $8,254-74.9% | $5,651-63.4% |