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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 3707 W MAPLE RD · BLOOMFIELD HILLS, MI 48301 | Advisory (Plan) | $22,329 |
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $20,179 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,835 | $62,166+28.4% | $81,353-1.9% | $74,459+7.2% |
| Participation rate | 62.6% | 64.1%-1.5pp | 69.5%-7.0pp | 67.2%-4.6pp |
| Annual return | 16.38% | 16.50%-0.1pp | 24.82%-8.4pp | 1369.70%-1353.3pp |
| Employer contribution / active EE | $2,433 | $1,881+29.4% | $2,464-1.2% | $2,626-7.3% |
| Participant deferral / active EE | $3,954 | $3,223+22.7% | $3,885+1.8% | $4,350-9.1% |
| Admin fee / account holder | $315 | $1,925-83.6% | $5,766-94.5% | $1,945-83.8% |