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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,631 | $83,485-13.0% | $125,195-42.0% | $72,976-0.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 2.01% | 25.77%-23.8pp | 43.79%-41.8pp | 81.02%-79.0pp |
| Employer contribution / active EE | $578 | $2,346-75.4% | $3,866-85.1% | $2,440-76.3% |
| Participant deferral / active EE | $2,568 | $3,586-28.4% | $4,937-48.0% | $3,608-28.8% |
| Admin fee / account holder | $2,293 | $5,518-58.5% | $9,704-76.4% | $5,124-55.3% |