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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,218 | $89,367-39.3% | $141,191-61.6% | $72,975-25.7% |
| Participation rate | 81.1% | 75.1%+6.0pp | 82.5%-1.4pp | 69.5%+11.6pp |
| Annual return | 19.34% | 111.87%-92.5pp | 71.41%-52.1pp | 81.01%-61.7pp |
| Employer contribution / active EE | $615 | $3,115-80.3% | $4,736-87.0% | $2,440-74.8% |
| Participant deferral / active EE | $4,525 | $5,419-16.5% | $6,710-32.6% | $3,608+25.4% |
| Admin fee / account holder | $5,736 | $5,957-3.7% | $10,264-44.1% | $5,124+11.9% |