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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,912 | $199,109+23.0% | $173,730+41.0% | $154,746+58.3% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 19.82% | 20.02%-0.2pp | 19.96%-0.1pp | 172.34%-152.5pp |
| Employer contribution / active EE | $1,400 | $5,311-73.7% | $4,577-69.4% | $4,379-68.0% |
| Participant deferral / active EE | $4,813 | $7,113-32.3% | $6,326-23.9% | $6,730-28.5% |
| Admin fee / account holder | $15,810 | $20,916-24.4% | $17,523-9.8% | $14,365+10.1% |