Retirement plan

SANDY PINES WILDERNESS TRAILS, INC. PROFIT SHARING & 401(K) PLAN

Name: SANDY PINES WILDERNESS TRAILS, INC. - SANDY PINES WILDERNESS TRAILS, INC. PROFIT SHARING & 401(K) PLAN (2017) Form 5500
Creator: SANDY PINES WILDERNESS TRAILS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SANDY PINES WILDERNESS TRAILS, INC. PROFIT SHARING & 401(K) PLAN, SANDY PINES WILDERNESS TRAILS, INC.

SANDY PINES WILDERNESS TRAILS, INC.EIN 38-1983690Plan #001PY 2017

2745 - 136TH AVENUE - HOPKINS, MI 48328616-896-8315

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.1M

+21.9% from 2016

Total participants

+16.7% from 2016

Average account balance

$51,052

+27.5% from 2016

Annual return

20.44%

+19.60 pp from 2016

Benchmarks

See 2,983 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort2,983 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$202K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$21750

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$123K

$4559 / participant

Other / not subdivided$123K100.0%

% of EOY assets

10.959%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,052

$35,183+45.1%

$73,550-30.6%

$70,126-27.2%

Participation rate

77.8%

42.9%+34.8pp

54.9%+22.9pp

69.5%+8.2pp

Annual return

20.44%

26.90%-6.5pp

-15.16%+35.6pp

73.15%-52.7pp

Employer contribution / active EE

$2,052

$709+189.6%

$1,219+68.4%

$2,343-12.4%

Participant deferral / active EE

$2,829

$1,220+131.9%

$1,804+56.8%

$3,332-15.1%

Admin fee / account holder

$5,595

$2,302+143.0%

$2,320+141.2%

$4,645+20.4%

SANDY PINES WILDERNESS TRAILS, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SANDY PINES WILDERNESS TRAILS, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion