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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,372 | $100,194+143.9% | $122,979+98.7% | $86,983+180.9% |
| Participation rate | 93.9% | 73.0%+21.0pp | 77.2%+16.8pp | 69.5%+24.4pp |
| Annual return | 8.29% | 16.47%-8.2pp | 20.12%-11.8pp | 25.83%-17.5pp |
| Employer contribution / active EE | $3,161 | $2,326+35.9% | $3,062+3.2% | $2,584+22.3% |
| Participant deferral / active EE | $7,600 | $4,133+83.9% | $5,003+51.9% | $4,194+81.2% |
| Admin fee / account holder | $58,038 | $10,148+471.9% | $12,864+351.2% | $7,856+638.8% |