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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,372 | $97,550+150.5% | $120,344+103.1% | $87,485+179.3% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.7%+17.2pp | 68.9%+25.0pp |
| Annual return | 8.29% | 18.41%-10.1pp | 20.30%-12.0pp | 26.06%-17.8pp |
| Employer contribution / active EE | $3,161 | $2,291+38.0% | $3,020+4.7% | $2,596+21.8% |
| Participant deferral / active EE | $7,600 | $4,230+79.7% | $5,135+48.0% | $4,274+77.8% |
| Admin fee / account holder | $58,038 | $9,543+508.2% | $12,742+355.5% | $7,775+646.5% |