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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,372 | $95,453+156.0% | $112,040+118.1% | $82,448+196.4% |
| Participation rate | 93.9% | 72.8%+21.2pp | 76.5%+17.4pp | 68.1%+25.9pp |
| Annual return | 8.29% | 23.92%-15.6pp | 24.52%-16.2pp | 41.64%-33.4pp |
| Employer contribution / active EE | $3,161 | $2,318+36.4% | $2,954+7.0% | $2,551+23.9% |
| Participant deferral / active EE | $7,600 | $4,224+79.9% | $5,098+49.1% | $4,139+83.6% |
| Admin fee / account holder | $58,038 | $9,013+543.9% | $12,098+379.7% | $7,234+702.3% |