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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,372 | $104,098+134.8% | $140,514+73.9% | $94,015+159.9% |
| Participation rate | 93.9% | 73.7%+20.2pp | 77.8%+16.1pp | 70.8%+23.1pp |
| Annual return | 8.29% | 15.14%-6.8pp | 14.36%-6.1pp | 17.84%-9.6pp |
| Employer contribution / active EE | $3,161 | $2,388+32.4% | $3,378-6.4% | $2,790+13.3% |
| Participant deferral / active EE | $7,600 | $4,033+88.4% | $4,919+54.5% | $4,249+78.8% |
| Admin fee / account holder | $58,038 | $10,439+456.0% | $13,697+323.7% | $8,951+548.4% |