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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,464 | $199,109+92.6% | $173,730+120.7% | $154,746+147.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 10.75% | 20.02%-9.3pp | 19.96%-9.2pp | 172.34%-161.6pp |
| Employer contribution / active EE | $8,879 | $5,311+67.2% | $4,577+94.0% | $4,379+102.8% |
| Participant deferral / active EE | $7,043 | $7,113-1.0% | $6,326+11.3% | $6,730+4.6% |
| Admin fee / account holder | $810 | $20,916-96.1% | $17,523-95.4% | $14,365-94.4% |