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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,219 | $81,504+13.1% | $102,437-10.0% | $80,959+13.9% |
| Participation rate | 95.2% | 66.9%+28.4pp | 74.5%+20.7pp | 67.7%+27.6pp |
| Annual return | 76.86% | 25.60%+51.3pp | 24.95%+51.9pp | 35.67%+41.2pp |
| Employer contribution / active EE | $1,554 | $3,104-49.9% | $3,871-59.9% | $2,757-43.7% |
| Participant deferral / active EE | $4,567 | $3,871+18.0% | $5,060-9.7% | $4,300+6.2% |
| Admin fee / account holder | $18,257 | $6,719+171.7% | $8,388+117.7% | $6,925+163.6% |