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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,040 | $57,108+6.9% | $94,228-35.2% | $52,331+16.6% |
| Participation rate | 88.6% | 72.9%+15.6pp | 78.8%+9.8pp | 68.1%+20.5pp |
| Annual return | -1.28% | 1.47%-2.8pp | 10.68%-12.0pp | 4.54%-5.8pp |
| Employer contribution / active EE | $2,365 | $1,735+36.3% | $3,587-34.1% | $1,882+25.7% |
| Participant deferral / active EE | $3,513 | $3,040+15.6% | $4,320-18.7% | $3,022+16.3% |
| Admin fee / account holder | $3,676 | $546+572.7% | $6,269-41.4% | $592+521.4% |