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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,605 | $95,453-35.5% | $112,040-45.0% | $82,448-25.3% |
| Participation rate | 90.9% | 72.8%+18.2pp | 76.5%+14.4pp | 68.1%+22.8pp |
| Annual return | 10.94% | 23.92%-13.0pp | 24.52%-13.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $1,884 | $2,318-18.7% | $2,954-36.2% | $2,551-26.1% |
| Participant deferral / active EE | $2,604 | $4,224-38.3% | $5,098-48.9% | $4,139-37.1% |
| Admin fee / account holder | $16,916 | $9,013+87.7% | $12,098+39.8% | $7,234+133.8% |