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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,893 | $71,873+29.2% | $86,698+7.1% | $68,490+35.6% |
| Participation rate | 68.2% | 72.2%-4.1pp | 76.6%-8.4pp | 67.9%+0.3pp |
| Annual return | -14.17% | 3.54%-17.7pp | 35.96%-50.1pp | -7.85%-6.3pp |
| Employer contribution / active EE | $868 | $2,173-60.0% | $2,837-69.4% | $2,597-66.6% |
| Participant deferral / active EE | $4,877 | $3,779+29.1% | $4,656+4.7% | $4,028+21.1% |
| Admin fee / account holder | $14,848 | $6,110+143.0% | $7,492+98.2% | $5,403+174.8% |