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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,204 | $100,041+46.1% | $149,718-2.3% | $70,131+108.5% |
| Participation rate | 97.1% | 83.6%+13.5pp | 87.1%+10.0pp | 69.5%+27.5pp |
| Annual return | 10.64% | 27.43%-16.8pp | 1501.70%-1491.1pp | 73.14%-62.5pp |
| Employer contribution / active EE | $8,352 | $3,662+128.1% | $5,444+53.4% | $2,342+256.5% |
| Participant deferral / active EE | $6,880 | $4,983+38.1% | $6,568+4.7% | $3,332+106.5% |
| Admin fee / account holder | $36,505 | $8,286+340.5% | $11,283+223.5% | $4,645+685.8% |