Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,205,932 | $183,539+2736.4% | $155,556+3246.7% | $145,897+3468.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -14.41% | 61.31%-75.7pp | 64.84%-79.2pp | 552.29%-566.7pp |
| Employer contribution / active EE | $52,458 | $5,315+886.9% | $4,675+1022.0% | $4,663+1025.1% |
| Participant deferral / active EE | $0 | $6,467-100.0% | $5,631-100.0% | $6,689-100.0% |
| Admin fee / account holder | $3,807 | $19,275-80.2% | $15,885-76.0% | $13,390-71.6% |