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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,026 | $89,370+101.4% | $141,197+27.5% | $72,976+146.7% |
| Participation rate | 97.6% | 75.1%+22.4pp | 82.5%+15.1pp | 69.5%+28.1pp |
| Annual return | 19.76% | 111.88%-92.1pp | 71.41%-51.6pp | 81.02%-61.3pp |
| Employer contribution / active EE | $4,872 | $3,115+56.4% | $4,736+2.9% | $2,440+99.7% |
| Participant deferral / active EE | $7,586 | $5,419+40.0% | $6,710+13.0% | $3,608+110.3% |
| Admin fee / account holder | $10,948 | $5,957+83.8% | $10,265+6.7% | $5,124+113.6% |