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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,164 | $72,492+96.1% | $87,104+63.2% | $72,975+94.8% |
| Participation rate | 81.8% | 72.8%+9.0pp | 76.9%+4.9pp | 69.5%+12.3pp |
| Annual return | 12.65% | 24.46%-11.8pp | 28.19%-15.5pp | 81.01%-68.4pp |
| Employer contribution / active EE | $3,565 | $1,894+88.2% | $2,521+41.4% | $2,440+46.1% |
| Participant deferral / active EE | $2,327 | $3,270-28.8% | $4,048-42.5% | $3,608-35.5% |
| Admin fee / account holder | $15,225 | $5,055+201.2% | $7,491+103.2% | $5,124+197.1% |