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| Provider | Service type | Compensation |
|---|---|---|
FISHER INVESTMENTS2 years Filed as: FISHER ASSET MANAGEMENT LLC FISHER Service code 27 PO BOX 8904 · VANCOUVER, WA 986889912 | Advisory (Plan) | $59,433 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,460 |
KAPTEIN DYKSTRA & COMPANY PC2 years Service code 10 4095 CHICAGO DR · GRANDVILLE, MI 49468 | Accounting | $12,600 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,933 | $80,763-29.5% | $102,412-44.4% | $74,459-23.5% |
| Participation rate | 74.5% | 65.7%+8.8pp | 74.5%0pp | 67.2%+7.3pp |
| Annual return | 10.61% | 27.57%-17.0pp | 24.94%-14.3pp | 1369.70%-1359.1pp |
| Employer contribution / active EE | $1,016 | $3,160-67.9% | $3,870-73.8% | $2,626-61.3% |
| Participant deferral / active EE | $3,545 | $3,862-8.2% | $5,060-29.9% | $4,350-18.5% |
| Admin fee / account holder | $649 | $2,371-72.6% | $8,388-92.3% | $1,945-66.6% |