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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,245 | $86,938+9.6% | $102,423-7.0% | $80,925+17.7% |
| Participation rate | 92.7% | 72.4%+20.3pp | 76.5%+16.2pp | 67.7%+25.0pp |
| Annual return | 14.40% | 18.89%-4.5pp | 29.42%-15.0pp | 35.65%-21.2pp |
| Employer contribution / active EE | $1,870 | $2,369-21.1% | $3,023-38.1% | $2,756-32.2% |
| Participant deferral / active EE | $7,675 | $4,120+86.3% | $5,054+51.9% | $4,299+78.6% |
| Admin fee / account holder | $7,140 | $8,053-11.3% | $9,455-24.5% | $6,940+2.9% |