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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,901 | $76,550-55.7% | $123,894-72.6% | $62,881-46.1% |
| Participation rate | 72.4% | 73.0%-0.6pp | 81.4%-9.0pp | 69.3%+3.1pp |
| Annual return | 2.70% | 18.67%-16.0pp | 47.52%-44.8pp | 20.14%-17.4pp |
| Employer contribution / active EE | $516 | $2,882-82.1% | $4,617-88.8% | $2,281-77.4% |
| Participant deferral / active EE | $2,484 | $4,840-48.7% | $5,984-58.5% | $3,203-22.4% |
| Admin fee / account holder | $18,452 | $4,826+282.4% | $8,357+120.8% | $4,296+329.5% |