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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,883 | $202,440-78.8% | $169,390-74.7% | $139,466-69.3% |
| Participation rate | 33.3% | 81.1%-47.8pp | 77.2%-43.8pp | 80.3%-47.0pp |
| Annual return | 17.94% | 532.36%-514.4pp | 406.07%-388.1pp | 373.66%-355.7pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,405 | $6,940-50.9% | $6,222-45.3% | $6,712-49.3% |
| Admin fee / account holder | $1,552 | $10,722-85.5% | $9,015-82.8% | $11,409-86.4% |