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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,051 | $70,430+30.7% | $96,572-4.7% | $85,851+7.2% |
| Participation rate | 85.2% | 61.8%+23.4pp | 69.8%+15.4pp | 69.3%+15.9pp |
| Annual return | 13.41% | 18.58%-5.2pp | 37.79%-24.4pp | 318.63%-305.2pp |
| Employer contribution / active EE | $1,654 | $1,413+17.0% | $2,357-29.8% | $2,565-35.5% |
| Participant deferral / active EE | $5,692 | $2,894+96.7% | $3,850+47.9% | $3,952+44.0% |
| Admin fee / account holder | $5,891 | $4,996+17.9% | $6,183-4.7% | $6,261-5.9% |