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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,825 | $175,231+106.5% | $149,696+141.7% | $139,466+159.4% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 15.75% | 166.77%-151.0pp | 134.46%-118.7pp | 373.66%-357.9pp |
| Employer contribution / active EE | $523 | $5,478-90.4% | $4,821-89.1% | $4,754-89.0% |
| Participant deferral / active EE | $5,327 | $6,521-18.3% | $5,682-6.3% | $6,712-20.6% |
| Admin fee / account holder | $19,893 | $16,155+23.1% | $13,212+50.6% | $11,409+74.4% |