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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,093 | $58,895+356.9% | $178,503+50.8% | $73,497+266.1% |
| Participation rate | 99.0% | 66.2%+32.8pp | 81.9%+17.1pp | 70.7%+28.4pp |
| Annual return | 11.97% | 24.86%-12.9pp | 151.12%-139.1pp | 28.51%-16.5pp |
| Employer contribution / active EE | $6,466 | $2,236+189.2% | $5,011+29.0% | $2,270+184.8% |
| Participant deferral / active EE | $7,513 | $2,567+192.7% | $5,202+44.4% | $3,740+100.9% |
| Admin fee / account holder | $2,729 | $400+581.6% | $13,987-80.5% | $513+431.9% |