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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,207 | $93,617+104.2% | $135,982+40.6% | $75,177+154.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.21% | 30.89%-17.7pp | 68.32%-55.1pp | 160.75%-147.5pp |
| Employer contribution / active EE | $5,132 | $3,538+45.0% | $4,859+5.6% | $2,671+92.1% |
| Participant deferral / active EE | $8,103 | $6,406+26.5% | $7,760+4.4% | $4,126+96.4% |
| Admin fee / account holder | $3,309 | $6,980-52.6% | $10,767-69.3% | $5,651-41.4% |