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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,542 | $78,707+87.5% | $117,861+25.2% | $70,126+110.4% |
| Participation rate | 96.7% | 73.2%+23.5pp | 79.7%+17.0pp | 69.5%+27.1pp |
| Annual return | 26.27% | 23.30%+3.0pp | 335.11%-308.8pp | 73.15%-46.9pp |
| Employer contribution / active EE | $6,364 | $2,223+186.2% | $3,786+68.1% | $2,343+171.7% |
| Participant deferral / active EE | $5,339 | $3,297+61.9% | $4,482+19.1% | $3,332+60.2% |
| Admin fee / account holder | $310 | $5,066-93.9% | $8,021-96.1% | $4,645-93.3% |