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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,480 | $99,053+259.9% | $88,179+304.3% | $138,895+156.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 7.31% | 78.17%-70.9pp | 64.97%-57.7pp | 145.39%-138.1pp |
| Employer contribution / active EE | $37,920 | $2,882+1215.7% | $2,549+1387.4% | $4,194+804.1% |
| Participant deferral / active EE | $1,500 | $5,225-71.3% | $4,614-67.5% | $6,396-76.5% |
| Admin fee / account holder | $0 | $8,748-100.0% | $7,673-100.0% | $12,562-100.0% |