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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,498 | $67,606-86.0% | $82,313-88.5% | $70,124-86.5% |
| Participation rate | 92.1% | 72.8%+19.3pp | 76.9%+15.2pp | 69.5%+22.6pp |
| Annual return | 24.79% | 21.57%+3.2pp | 25.88%-1.1pp | 73.14%-48.3pp |
| Employer contribution / active EE | $1,674 | $1,755-4.6% | $2,428-31.1% | $2,342-28.5% |
| Participant deferral / active EE | $3,280 | $2,987+9.8% | $3,706-11.5% | $3,332-1.5% |
| Admin fee / account holder | $335 | $4,512-92.6% | $5,608-94.0% | $4,645-92.8% |