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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $50,247 |
EDWARD JONES6+ years Service code 27 · EIN 43-0345811 | Advisory (Plan) | $20,768 |
WILSHIRE ASSOCIATES INCORPORATED6+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,538 | $54,573+36.6% | $90,970-18.1% | $73,497+1.4% |
| Participation rate | 80.0% | 61.2%+18.8pp | 69.0%+11.0pp | 70.7%+9.3pp |
| Annual return | 20.12% | 16.69%+3.4pp | 134.60%-114.5pp | 28.51%-8.4pp |
| Employer contribution / active EE | $1,597 | $991+61.1% | $2,122-24.7% | $2,270-29.7% |
| Participant deferral / active EE | $3,476 | $2,517+38.1% | $3,373+3.1% | $3,740-7.0% |
| Admin fee / account holder | $351 | $521-32.6% | $5,961-94.1% | $513-31.5% |