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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,916 | $104,953-7.7% | $84,637+14.5% | $152,909-36.6% |
| Participation rate | 54.5% | 74.8%-20.3pp | 68.2%-13.7pp | 82.5%-27.9pp |
| Annual return | 16.06% | 373.94%-357.9pp | 258.82%-242.8pp | 345.46%-329.4pp |
| Employer contribution / active EE | $1,645 | $3,304-50.2% | $2,653-38.0% | $4,764-65.5% |
| Participant deferral / active EE | $4,257 | $4,691-9.2% | $3,900+9.1% | $5,851-27.3% |
| Admin fee / account holder | $15,880 | $6,244+154.3% | $4,914+223.1% | $11,601+36.9% |