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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,113 | $92,219-38.1% | $76,768-25.6% | $135,379-57.8% |
| Participation rate | 50.0% | 79.8%-29.8pp | 77.0%-27.0pp | 82.6%-32.6pp |
| Annual return | -3.72% | 5.46%-9.2pp | 2.43%-6.1pp | 519.79%-523.5pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,358 | $4,508-47.7% | $3,852-38.8% | $5,609-58.0% |
| Admin fee / account holder | $1,502 | $10,749-86.0% | $6,675-77.5% | $10,828-86.1% |