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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,879 | $60,349-20.7% | $74,184-35.5% | $62,881-23.9% |
| Participation rate | 70.7% | 72.7%-2.1pp | 76.6%-6.0pp | 69.3%+1.4pp |
| Annual return | 6.61% | 21.38%-14.8pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,865 | $2,856+0.3% | $3,550-19.3% | $3,203-10.6% |
| Admin fee / account holder | $5,257 | $4,261+23.4% | $5,586-5.9% | $4,296+22.4% |