Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,711 | $202,463-53.2% | $169,397-44.1% | $139,487-32.1% |
| Participation rate | 33.3% | 81.1%-47.8pp | 77.2%-43.8pp | 80.3%-47.0pp |
| Annual return | 24.43% | 532.64%-508.2pp | 406.23%-381.8pp | 373.84%-349.4pp |
| Employer contribution / active EE | $4,503 | $4,694-4.1% | $4,013+12.2% | $4,755-5.3% |
| Participant deferral / active EE | $6,949 | $6,941+0.1% | $6,223+11.7% | $6,713+3.5% |
| Admin fee / account holder | $11,574 | $10,726+7.9% | $9,017+28.4% | $11,407+1.5% |