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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $2,786 |
Filed as: BENCHMARK FINANCIAL LTD Service code 49 · EIN 38-2265280 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,878 | $39,245+88.2% | $64,105+15.2% | $52,331+41.2% |
| Participation rate | 45.5% | 58.2%-12.8pp | 68.2%-22.7pp | 68.1%-22.7pp |
| Annual return | -0.37% | 14.79%-15.2pp | 791.24%-791.6pp | 4.54%-4.9pp |
| Employer contribution / active EE | $0 | $736-100.0% | $1,820-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $2,563 | $1,992+28.7% | $2,822-9.2% | $3,022-15.2% |
| Admin fee / account holder | $36 | $592-94.0% | $4,499-99.2% | $592-94.0% |