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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,300 | $71,215-5.5% | $93,696-28.2% | $80,935-16.8% |
| Participation rate | 71.2% | 60.4%+10.8pp | 68.7%+2.5pp | 67.7%+3.6pp |
| Annual return | 9.39% | 11.27%-1.9pp | 133.74%-124.4pp | 35.66%-26.3pp |
| Employer contribution / active EE | $1,655 | $1,565+5.7% | $2,422-31.7% | $2,757-40.0% |
| Participant deferral / active EE | $4,442 | $4,037+10.0% | $4,417+0.6% | $4,299+3.3% |
| Admin fee / account holder | $1,918 | $6,958-72.4% | $8,287-76.9% | $6,924-72.3% |