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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,300 | $71,197-5.5% | $93,669-28.2% | $80,925-16.8% |
| Participation rate | 71.2% | 60.4%+10.8pp | 68.7%+2.5pp | 67.7%+3.6pp |
| Annual return | 9.39% | 11.27%-1.9pp | 133.59%-124.2pp | 35.65%-26.3pp |
| Employer contribution / active EE | $1,655 | $1,565+5.8% | $2,424-31.7% | $2,756-40.0% |
| Participant deferral / active EE | $4,442 | $4,036+10.1% | $4,416+0.6% | $4,299+3.3% |
| Admin fee / account holder | $1,918 | $6,959-72.4% | $8,291-76.9% | $6,940-72.4% |