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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,300 | $71,057-5.3% | $93,654-28.1% | $80,874-16.8% |
| Participation rate | 71.2% | 60.4%+10.8pp | 68.7%+2.5pp | 67.6%+3.6pp |
| Annual return | 9.39% | 11.26%-1.9pp | 133.34%-123.9pp | 35.62%-26.2pp |
| Employer contribution / active EE | $1,655 | $1,564+5.8% | $2,421-31.6% | $2,756-39.9% |
| Participant deferral / active EE | $4,442 | $4,034+10.1% | $4,413+0.7% | $4,297+3.4% |
| Admin fee / account holder | $1,918 | $6,944-72.4% | $8,282-76.8% | $6,935-72.3% |