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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,424 | $60,349+68.1% | $74,184+36.7% | $62,881+61.3% |
| Participation rate | 92.7% | 72.7%+20.0pp | 76.6%+16.1pp | 69.3%+23.4pp |
| Annual return | 2.40% | 21.38%-19.0pp | 17.74%-15.3pp | 20.14%-17.7pp |
| Employer contribution / active EE | $1,934 | $1,680+15.1% | $2,370-18.4% | $2,281-15.2% |
| Participant deferral / active EE | $6,303 | $2,856+120.7% | $3,550+77.6% | $3,203+96.8% |
| Admin fee / account holder | $12,102 | $4,261+184.0% | $5,586+116.7% | $4,296+181.7% |