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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $936 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,139 | $99,168-1.0% | $96,534+1.7% | $74,460+31.8% |
| Participation rate | 38.5% | 80.7%-42.2pp | 76.0%-37.5pp | 70.7%-32.3pp |
| Annual return | 18.79% | 22.40%-3.6pp | 25.88%-7.1pp | 34.38%-15.6pp |
| Employer contribution / active EE | $1,053 | $2,570-59.0% | $2,965-64.5% | $2,638-60.1% |
| Participant deferral / active EE | $2,047 | $4,936-58.5% | $4,851-57.8% | $4,530-54.8% |
| Admin fee / account holder | $423 | $225+88.4% | $8,253-94.9% | $348+21.8% |