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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,664 | $45,566+74.8% | $64,105+24.3% | $59,633+33.6% |
| Participation rate | 85.3% | 60.2%+25.1pp | 68.2%+17.1pp | 68.7%+16.6pp |
| Annual return | -2.12% | 4.95%-7.1pp | 791.24%-793.4pp | 2041.40%-2043.5pp |
| Employer contribution / active EE | $2,742 | $934+193.5% | $1,820+50.7% | $2,203+24.5% |
| Participant deferral / active EE | $2,805 | $2,057+36.4% | $2,822-0.6% | $3,192-12.1% |
| Admin fee / account holder | $26,498 | $3,268+711.0% | $4,499+488.9% | $4,297+516.6% |