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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,785 | $124,346-10.1% | $111,308+0.4% | $167,536-33.3% |
| Participation rate | 60.0% | 79.6%-19.6pp | 77.3%-17.3pp | 82.1%-22.1pp |
| Annual return | 11.17% | 37.45%-26.3pp | 54.67%-43.5pp | 478.82%-467.6pp |
| Employer contribution / active EE | $0 | $3,437-100.0% | $2,732-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,116 | $5,182-1.3% | $4,487+14.0% | $6,342-19.3% |
| Admin fee / account holder | $4,854 | $10,621-54.3% | $7,965-39.1% | $12,315-60.6% |