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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,647 | $71,878+127.7% | $86,698+88.8% | $68,486+139.0% |
| Participation rate | 92.6% | 72.2%+20.3pp | 76.6%+16.0pp | 67.9%+24.7pp |
| Annual return | -20.36% | 3.53%-23.9pp | 35.95%-56.3pp | -7.85%-12.5pp |
| Employer contribution / active EE | $2,021 | $2,173-7.0% | $2,837-28.8% | $2,597-22.2% |
| Participant deferral / active EE | $3,072 | $3,779-18.7% | $4,656-34.0% | $4,028-23.7% |
| Admin fee / account holder | $2,440 | $6,113-60.1% | $7,493-67.4% | $5,404-54.8% |